How can I find more information on what is contained in the loan contracts?
The full text of the 100 Chinese loan contracts, as well as the 142 comparison contracts from non-Chinese lenders, is accessible through the online repository above. The contracts can be searched by lender, borrower, sector, and contract clause.
For in-depth analysis of these contracts, see the How China Lends report.
The authors of the report have also released the underlying dataset that underpins their analysis. It captures the financial characteristics (e.g. principal, interest, currency, maturity, amortization schedule, collateral, guarantees) and non-financial characteristics (e.g. seniority, confidentiality, events of default, termination and cancellation rights, governing law, and sovereign immunity) of the loan contracts. Download the full dataset online.
For inquiries from the media about the contents of a specific loan contract, please contact the individuals below. For general inquiries, please reach out to email@example.com.